The Importance of Pre-Qualification

Shopping for a mortgage loan? We will be glad to assist you! Call us at 703-288-0777. Ready to begin? Apply Online Now.

It's valuable to consult your mortgage professional as soon as possible — even before you've started narrowing down neighborhoods. Why? It may be difficult to fathom how we can help even before you begin to talk about prices and negotiations.


We can help you see how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. During this process, we look at your ability to borrow - reviewing your employment, money available for down payment, debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

At the point you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

Some advantages open to you when you find your new house, and have achieved pre-qualification power. First, you have some general numbers in mind, as the total you will be able to borrow. Even more important to the seller, your pre-qualification status gives them certainty - as if you had come to their home with a big box of cash to back up the offer! They won't have to wonder if that they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the clout of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. The process walks you through your finances - your debt, income, job, down payment money, among other things. It's short and basic; and we keep the paperwork light.


While you are able to use our mortgage calculators on this site, it's essential to meet with one of our mortgage professional team members. That way, we can help you get your pre-qualification letter. For another thing, we could locate a different mortgage loan option that better fits your needs. Contact us at 703-288-0777 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 703-288-0777. Saab Mortgage answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.