Why it's Important to Pre-Qualify

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It's helpful to visit with a mortgage loan pro first, even if you haven't decided what sort of home you hope to find. What for? It may be difficult to fathom the way we can help even before you begin to negotiate.

We Can Help You Pre-Qualify

We will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In this process, we calculate your capacity to borrow - analyzing your job, available money for down payment, existing debt, income, and other areas. It's short and basic; We keep the paperwork light.

We'll award you a Pre-Qualification Letter if you qualify, which states that we're confident you will qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

Various beneifits open to you once you find your new house, and have achieved pre-qualification power. First of all, you have some concrete numbers in mind, as the amount you can borrow. Having pre-qualification also will make your offer more attractive to the home seller, like you were bringing them a bag full of cash! They won't need to worry that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the capability to back your offer up.

We can help you pre-qualify

When we pre-qualify you, we help you determine the amount you can afford in monthly payments you can afford, and the size of loan you will qualify for. We will accomplish this by analyzing your debts and income, your employment and residence situations, your available funds for down payment, required reserves, and other considerations. We require a minimum amount of paperwork, with a short, basic process.

One-on-One

While you are encouraged to try our tools to calculate mortgage variables on our website, it will be a good idea to sit down and talk with one of our mortgage professional team members. We can begin getting your pre-qualification letter. Next, we can consider your loan choices to be sure you have found the right one. Let us help you get started: Contact us at 703-288-0777.

Have questions about pre-qualifying? Call us at 703-288-0777. Saab Mortgage answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.